To Whom It May Concern,
Dear Sir / Madam

I am sending my resume for your consideration. As an experienced professional with over 14 years of experience in banking & financial services, I can provide excellent customer service and strategize for the optimization of crediting processes.
My experience and background in banking and finance provide me with comprehensive knowledge of banking and financial service acumen, I am adept at credit administration, credit analysis, and credit proposal preparation, which is an essential step towards optimization.
My current employment is as a Manager, Credit Evaluation, at HNB Finance PLC, Sri Lanka, and my current tasks and skills are as follows.

• Head of Micro Leasing—Credit Evaluation, with a Delegation Authority Limit of Rs. 1.5 million for Micro Leasing Facilities and Rs. 2.5 million for approval of special land loans and vehicle leasing.
• Approving the customer for loan/lease approval and creditworthiness (as per the company standards) and analyzing the credit score model to predict risk by supervising the Credit Department staff (Recommendation Officers) for smooth functioning & effective execution to maintain a quality portfolio.
• Investigate/discover macroeconomics, industry/business volatiles, and competitor activities while adapting/advocating appropriate strategies to overcome any obstacles and Assess credit/marketing team skill gaps & perform apt training, mentoring, and coaching to optimize productivity &
effectiveness.
• Streamline the business of a branch by achieving monthly business volume, overlooking the post disbursement follow-up, and taking remedies for NPA.
• I provide guidance to my credit evaluation team on the tasks related to business, work towards efficiency, and collaborate with various departments to achieve organizational goals and discuss new policies and strategies to improve the existing structure of banking and move towards optimization.
• Connect with high-value customers to improve business, provide excellent customer service, and retain high-value clients and business suppliers successfully.
• Financial modeling skills, accounting knowledge, and experience managing multiple projects simultaneously while maintaining a high standard of work.
• The ability to excel under pressure amid demanding deadlines and perform effectively in a team environment and Maintaining high professional standards, including a strong sense of personal integrity and teamwork, a high level of energy, and a keen desire to learn new concepts and demonstrating ability to quickly adapt to new situations.
• Business development capabilities to assist with managing client relationships and contribute to understanding client opportunities and cross-selling.

My leadership skills, hard-and smart-working nature, and motivated nature, combined with my analytical skills and attention to detail, will prove to be outstanding and fit in perfectly for your requirements. I am sure I will bring success to your organization.

Thank you for your time and consideration. I am looking forward to meeting you to discuss the position in further detail.

Sincerely
Udana Chandrasena